The Investor Information Pages are published by Investis Limited on behalf of Irish Life & Permanent plc.

Please read our conditions of use carefully as by using the Investor Information Pages you will be taken to have agreed to be bound by them. Investis Limited reserve the right to vary the conditions of use at any time and will post any variations here. You are advised to review the conditions of use on a regular basis as you will be deemed to have accepted variations if you continue to use the Investor Information Pages after they have been posted.

Information published by Investis Limited on the Investor Information Pages is supplied to Investis Limited by Irish Life & Permanent plc and, where indicated, by certain third parties. Investis Limited take every care and precaution to ensure that information published on the Investor Information Pages is accurate when posted and regularly updated, but neither Investis Limited nor Irish Life & Permanent plc guarantee its accuracy and Investis Limited may change the information at any time without notice.

INVESTIS LIMITED PUBLISH THE INVESTOR INFORMATION PAGES “AS IS” WITHOUT ANY WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF OUR SITE, THE ACCURACY OF THE INFORMATION OR THE PRODUCTS OR SERVICES REFERRED TO ON THE INVESTOR INFORMATION PAGES (IN SO FAR AS SUCH WARRANTIES MAY BE EXCLUDED UNDER ANY RELEVANT LAW) AND NEITHER INVESTIS LIMITED NOR IRISH LIFE & PERMANENT PLC SHALL BE LIABLE FOR ANY LOSSES OR DAMAGE THAT MAY RESULT FROM USE OF THE INVESTOR INFORMATION PAGES AS A CONSEQUENCE OF ANY INACCURACIES IN, OR ANY OMISSIONS FROM, THE INFORMATION WHICH THEY MAY CONTAIN.

The information contained in the Investor Information pages is not an invitation to invest in the shares of Irish Life & Permanent plc or any other products or services or otherwise deal in these or enter into a contract with any other company. The information provided should not be relied upon in connection with any investment decision.

The past performance of Irish Life & Permanent plc or any other company referred to on the Investor Information Pages cannot be relied upon as a guide to its future performance. The price of shares and the income derived from them can go down as well as up and investors may not recoup the amount originally invested.

Any reference to any product or service which has been or may be provided by Irish Life & Permanent plc or any other company does not amount to a promise that such product or service will be available at any time. Changes to or improvements in such products or services may be made at any time without notice.

Copyright in these pages is owned by Investis. Irish Life & Permanent plc owns the copyright in the content published on the Investor Information Pages except where otherwise indicated by a third party’s proprietary notice. Images, trade marks and brands are also protected by other intellectual property laws and may not be reproduced or appropriated in any manner without written permission of their respective owners. Unless specifically prohibited by a notice published on any page, you may make a print copy of such parts of the Investor Information Pages as you may reasonably require for your own personal use, provided that any copy has attached to it any relevant proprietary notices and/or disclaimers. All other use is prohibited.

Content and information provided by third parties other than Irish Life & Permanent plc is identified clearly where it appears. Investis Limited publish this content as supplied to Investis Limited and are not responsible for its accuracy or timeliness. You must take appropriate steps to verify this information before acting upon it.

Investis Limited are not responsible for the content of any other website from which you have accessed the Investor Information Pages, or to which you may hyperlink from the Investor Information Pages, and cannot be held liable for any loss or damage you incur as a result of your use of any other site from which you hyperlink to or from the Investor Information Pages.

These conditions of use are governed by the laws of England and Wales and you agree that the English courts shall have exclusive jurisdiction in any dispute.

To the extent that any part of these conditions of use is found to be invalid, unlawful or unenforceable by any court of competent jurisdiction such part shall to that extent be severed from the remaining terms all of which shall remain in full force and effect as permitted by law.