Annual General Meeting

The Annual General Meeting (“AGM”) of Irish Life & Permanent Group Holdings plc will be held at 11.30 a.m. on Tuesday, 22 May 2012 at the Ballsbridge Inn Hotel (formerly Jurys Hotel), Ballsbridge, Dublin 4, Ireland. It is expected that AGM documentation will be issued to shareholders on or about the 20^th April 2012.

The AGM is an important opportunity for all shareholders to express their views by raising questions and voting. Your participation in this annual event is important. All of the resolutions at this years AGM will be decided on a poll.

Even if you are not able to come to the meeting in person, you can still vote and I would urge you, regardless of the number of shares you own, to complete, sign and return your proxy form as soon as possible but, in any event, so as to reach Capita Registrars by 11.30 a.m. on Sunday 20 May 2012.

Alternatively, shareholders may register their proxy appointment and voting instructions (available from the 20^th April 2012) electronically via the internet by using the link on the right hand side of this page.

If you need any help using our online proxy voting system or require any documentation to be re-issued or explained to you, please contact Capita Registrars on +353 1 8102400.

I look forward to seeing you at the AGM.

Alan Cook
Chairman

• Placing Items on the Agenda of the AGM.
• Any member or members holding 3% of the issued share capital of the Company, representing at least 3% of the total voting rights of all members who have the right to vote at the AGM may put an item on the agenda of the AGM. The request must:
  • set out in writing the details of any item to be included on the AGM agenda together with the reasons why the item should be included or separately provide the full text of any draft resolution(s) proposed to be adopted at the AGM;
  • be received by the Company not later than 11.30a.m. on the 10^th April 2012 (being 42 days prior to the date of the AGM).

  Any resolution so tabled must not be such as would be incapable of being passed or otherwise be ineffective whether by reason of inconsistency with any enactment of the Company’s Memorandum and Articles or otherwise. Any draft resolution must not be defamatory of any person frivolous or vexatious. The instruction must be either:

  (i) in hard copy form which is signed by the member or members, state the full name(s), address(es) and Investor Code Numbers of the member or members, and be sent to the Company Secretary, Irish Life & Permanent Group Holdings p.l.c., Irish Life Centre, Lower Abbey Street, Dublin 1; or

  (ii) in electronic form containing a readable scanned document of the information set out in (i) above and emailed to investor.relations@irishlife.ie.